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Personal/Small Business
Cash Management/Merchant Capture

Online Banking


Personal Loans

Personal Loans

Western State Bank wants to be the lender for your home loan. We realize that buying a home is one of the most important decisions you will make, and we'll help you through it. Western State Bank has a variety of loan programs, one of, which will help you purchase your home.

We offer:

  • Fixed Rate Loans
  • Adjustable Rate Mortgages
  • FHA
  • VA

Let us guide you through the home buying process. Our mortgage loan officers can make it easy for you.

Download the Application Here

Home Equity Loans

Your home can be a little bank in itself. The longer you have lived in your home, the more equity you have built up in it. This equity can be borrowed against. The funds can be used in any way you need. The interest you pay on your loan can be tax deductible too. You should consult a tax advisor regarding the deductibility of interest and charges. If you have questions, just call us. We want to help. Come in and discuss with us the advantage of our Home Equity Loans.

Installment Loans

There are times in our lives when a little extra cash can really go a long way. Whether you need the cash for a new vehicle, a vacation, taxes, college tuition, home improvements, additions, mortgage, agricultural, or business expenses, we have the program that will fit your situation. We are competitive and reasonable. Come in or call our Loan Department. They will be glad to answer your questions.

Mobile Banking

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Online Bill Pay

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