The National Automated Clearing House Association (NACHA) has implemented new fraud compliance regulations, as of June 2026.

To comply with this change, Western State Bank has implemented enhanced fraud-monitoring measures. Your feedback is essential for us to ensure the changes we make do not delay your business operations.

If your business utilizes Cash Management/ACH, please download and complete our ACH User Questionnaire and email it to operations@wsbks.com or mail it to our Garden City banking center.

Note: To utilize the digital signature option, you must first download and save the PDF to your computer.