Banking On Knowledge

We’ve shared ways to protect your money on the internet and to keep your debit card safe from fraud, but according to the American Banker’s Association check fraud is still the leading reason for deposit losses.

Gone are the days of waiting until the next trip to town or the next trip back home to deposit a check when mobile deposit is easily accessible to Western State Bank customers.

You may already know that refinancing could result in a lower interest rate, or could help you pay off your mortgage faster. But did you know that refinancing or taking out a Home Equity Line of Credit (HELOC) could also help you obtain extra cash for home renovations?

Can you be reimbursed for unknown charges on your debit card? It depends. Keep reading to learn the difference between debit card fraud and a dispute, and which types of charges are subject to reimbursement.

Do you know what happens to the money in your bank account if you pass away? In this blog post we cover beneficiaries, joint owners, PODs, and how to ensure your account is set up to benefit those you leave behind.

Follow these tips to help safeguard your bank accounts and personal information from phone and email scammers.

Applications are now available for the SBA's second round of Paycheck Protection Program (PPP) loans through the Relief Act. Get more familiar with the Act's guidance and how it may affect borrowers of both PPP loans and EIDL grants.

Did you know that 40 percent of Americans can't cover a $400 emergency with cash? Andrea Barreras of our Leoti banking center outlines three simple steps to start an emergency fund.

The government's recently signed Relief Act will go into effect later this month, providing a new round of Paycheck Protection Program loans to small business owners, sole proprietors, non profit organizations and other qualifying individuals. The Act contains guidance and changes that will affect past borrowers even if they do not choose to reapply.
For Part One of our Relief Act summary, we’re focusing solely on past borrowers.

If a fraudulent unemployment claim was made in your name, you'll need to take steps to protect your information and accounts, and to prevent similar situations from happening in the future. Here we outline five crucial steps to take as soon as you receive an unemployment claim letter.