TurnKey Affordable Housing Program
Helping First-Time Homebuyers with Up to $15,000 in Grant Funds!
Buying your first home is a big step—but it doesn’t have to be out of reach. At Western State Bank, we’re committed to making homeownership more affordable through the TurnKey Affordable Housing Program, offered in partnership with FHLBank Topeka.
What is the TurnKey Affordable Housing Program?
This program provides up to $15,000 in grant funds to qualifying low-to-moderate income first-time homebuyers to help with down payments and closing costs. The best part? This is a grant, not a loan—so the money doesn’t have to be paid back!
Key Details
- Available to first-time homebuyers who qualify based on income
- Can be applied to Western State Bank’s conventional and in-house home loans
- Helps cover upfront costs that often make buying a home difficult
- All loans are subject to approval, and additional grant requirements may apply
Who Qualifies?
To be eligible, you must:
- Be a first-time homebuyer (or haven’t owned a home in the past three years)
- Meet income requirements based on household size
- Use the funds toward purchasing a primary residence
- Obtain a home loan through Western State Bank (in-house home loan options are available for those who do not qualify for a conventional home loan.)
How to Apply for the TurnKey Program Grant
Contact Our Mortgage Team – Our friendly mortgage loan officers will guide you through the process and check if you qualify.
How To Apply for a Home Loan
Review our mortgage loan options to get a better idea of prequalification requirements. To seek preapproval for a conventional loan, apply in person today. To explore or seek preapproval for our in-house loan options, please contact your local Western State Bank mortgage loan officer.
Why Western State Bank?
We’re more than just a bank—we’re a community partner dedicated to helping individuals and families achieve their dreams of homeownership. Whether you’re buying your first home or need financing options that fit your unique situation, we’re here to help!
*Loan preapproval/approval is not guaranteed.